Five Ways To Spend Less This Holiday Season
Today is October 15th. That means there are 70 days left until Christmas (fewer for those of you who celebrate Hanukkah). Of course, most of us are just worried about Halloween right now, but it...
View ArticleHow We Updated Our Family Room on a Budget
A few weeks ago, I shared a post about how you can update your home on a budget. My husband and I actually JUST did our own makeover in our home and did so without spending too much. The difference...
View ArticleHow To Update Your Kitchen On A Budget
Ready to update your kitchen, but your budget is small? Below you will find out how we did our own kitchen for less than $650!!! A couple of weeks ago I shared our Family Room Makeover on a budget....
View ArticleHow to Save Money On Decorating for the Holidays
If you want to decorate your home for the holidays, you can do so easily on a budget! There is no reason to go over the top and purchase expensive decorations. You might try some of these ideas to...
View ArticleJoin Manilla To Take Control of Your Finances and Enter To Win $2,500!
It is no secret that my passion behind this site is helping people learn how to get the most out of their budget and work themselves out of debt. There are many sites out there which can help you...
View ArticleMoney Saving Tip: Double Check Reduced Prices
Reader Casey shared this interesting find with me in our Penny Pinchin’ Mom Facebook Group. She was at her local Walmart and noticed that many of the meats had yellow tags on them, which usually...
View ArticleHoliday Price Matching 2013: What You Need To Know!
It is just about the time for full-fledged holiday shopping to begin. In an attempt to get even more of your business, many merchants offer price matching. It is important to understand all of these...
View ArticleComing Soon! Learn How To Get Out Of Debt!
There are a lot of things I’ve done in my life, of which I am proud. Of course getting married and my children are at the top of that list. However, one thing that I am very proud of is that my...
View ArticlePlan Now For Your 2014 Gift Giving (Start Saving Today)
The holidays just ended and the last thing any of us want to do is to think about birthdays or holidays for 2014, but now is the time to do just that! Here are some tips you can use to help you...
View ArticleToilet Paper & Paper Towel Stockup Prices?
Have you ever asked yourself, “What is a good stock up price for toilet paper and paper towels?” While what you pay can vary from region to region, everyone seems to see a really good deal on these...
View ArticleHow To Measure Your Savings
No matter how long you have been trying to save money, you know how great it can feel. Of course, sometimes, it is difficult to actually give value (other than actual cost) to what you save. Whether...
View ArticlePay for the Items You Want (or Need) with Cash
One of the lessons I share is how it is important to use cash. In fact, I recommend using cash for nearly everything you buy. I have people argue with me all of the time “but when I have cash I...
View ArticleTen Ways To Make Money From Home
If your budget is stretched just as far as it can go, you might be looking for additional ways which you can earn money. Unfortunately, if you do a search on-line, you will more than likely hit upon...
View ArticleGetting Out of Debt: Preparing Net Worth and Debt Pay Down Forms
I am proud of many things I’ve done in my lifetime (with my kids and husband topping the list). Another thing I’ve done is paid down more than $37,000 in debt and fully funded our 6 month emergency...
View ArticleFive Ways to Save On Organic Products
Most of us do what we can to serve our families healthy foods. If you want to do more by switching to organic, you might think it is expensive. There are ways to save money on these products, you...
View ArticleWhat Type of Saver Are You?
When it comes to saving money, there are several different types of savers. Some might be a tad extreme and others may even be unconventional. Do you know what type of saver you might be? Here are...
View ArticleTarget to Offer Free Credit Monitoring for Customers
As you are all aware, Target recently had an extremely large security breach. As a result, more than 100 million customers’ information was taken, which leaves all of the vulnerable to potential...
View ArticleFive Tips To Create A Menu Plan (Save Time and Money)
How many times as this happened to you? You are driving home and look at the clock and notice it reads 5:20 p.m. You know that it will be at least another 20 minutes due to this traffic tie up. You...
View ArticleHow Saving Money Is S.I.M.P.L.E.
A while ago, I created an acronym on how “Saving money is simple!” In fact, if you can SPELL simple, you can save. It really is S.I.M.P.L.E. to save money if you follow these steps: Start small....
View ArticleMoney Saving Tip: Use Less Product and Save Money (Without Sacrificing Quality)
Manufacturers want to make money. They rely upon consumers, like you and me to purchase those items. So, when you run out, you buy more -right? They also advertise and “recommend” the amount you...
View ArticleHow To Create a Budget — And Make It Work!
If you are ready to make a change and work yourself out of debt, one of the most important steps is to create a budget. Now, before you go any further, it is important that you completed the first...
View ArticleTeaching Children About Financial Responsibility
Parents have so many things to teach our children. We all do our best to ensure they grow up to be smart, compassionate and take care of themselves. Part of that includes the importance of money...
View ArticleCommunication and Your Budget — You Can’t Have One Without the Other
Whether you are married, co-habitating or partners, you talk. You communicate about the kids, what to have for dinner, your in-laws, where to go on vacation. However, do you talk about your...
View ArticleCreating a Cash Envelope System
When it comes to getting out of debt, the number one thing you need to do is learn to control your spending. Contrary to what many people say, the best way to do this is to use cash. In fact, that...
View ArticleFood, Fitness, Finance Challenge #F3Challenge
It may be the end of January, but it is never too late to decide to make a change in your life – for the better!! That is where the Food, Fitness and Finance Challenge (Called the F3) can help!! You...
View ArticleHow to Use Credit Cards For Rewards (And Not Incur Debt!)
These days, it seems that every credit card company is offering some sort of reward when you sign up. It can be tempting to take advantage of all of them, but if you don’t use your cards carefully,...
View ArticleHow To Create an Emergency Fund
As you get ready to work yourself out of debt, the number one thing you need to remember is that you do not want to create NEW debt. One way to help ensure this doesn’t happen to you, is to have a...
View ArticleA Beginner’s Guide To Using Coupons
If you are new to coupons, you may feel overwhelmed reading all of the articles and information available. It can be a lot to take in if you’ve never used coupons before. I’ve got five simple tips...
View ArticleMint.com and Money Saving Parenting
Recent studies show it costs as much as $241,080 to raise a child for the first 18 years. That doesn’t even include college! From diapers to childcare to music lessons and everything in between, it...
View ArticleEmergency Workers Money Saving Meal Ideas
First responders and emergency workers do so much to help us. They don’t get to stay home when it snows too much, but rather, are there doing what they can to help anyone who needs them. Quite...
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